Type 1 car insurance

Coverage for damage to the vehicle

• Collision with another party
  • Limit of liability: According to sum insured
  • The Company will compensate for damages to the vehicle including equipment, additional accessories, and any fixture stick to the vehicle. This excludes damage caused by fire. A minimum amount of coverage is 50,000 baht (5,000 baht for motorcycle).
• Collision without another party
  • Limit of liability: According to sum insured
  • The Company will compensate for damages similar to the collision with another party but the insured or the owner of the vehicle must pay an excess for those damages as negotiable. Most of excess is 1,000 baht per point.
• Fire damage or theft
  • Limit of liability: According to sum insured
  • The Company will compensate for damages to the vehicle or some part of the vehicle including equipment, additional accessories, and any fixture stick to the vehicle which was damaged by fire (whether it was burned by the vehicle itself or burns by other reasons) or lost (caused by theft, robbery, gang robbery, embezzlement, etc.)
• Damage by natural disaster
  • Limit of liability: According to sum insured
  • The Company will compensate when the vehicle or some part of the vehicle including equipment, additional accessories, and any fixture stick to the vehicle which is installed from the factory or dealer, and any add-on accessories that the insured has already informed to the Company which caused by wind storm, flood, earthquakes, and the danger of hail.

Third-Party liability coverage

• Protection of bodily injury or loss of life to others
  • Limit of liability: up to 1,500,000 baht per person and up to 10,000,000 baht per accident
  • The Company will compensate for damages to third party which was injury or loss of life caused by an accident.
• Protection for third party property damages
  • Limit of liability: up to 2,500,000 baht per accident
  • The Company will compensate for damages to third party property caused by an accident.

Additional coverage

• Medical expenses
  • Limit of liability: According to sum insured
  • The Company will compensate for medical expenses, medical fees, surgical expenses, and actual hospital service expenses.
• Personal accident coverage
  • Limit of liability: According to sum insured
  • The company will compensate for loss caused by bodily injury, loss of organs, disability, and loss of life from an accident for both the insured and passengers.
• Bail bond coverage
  • Limit of liability: According to sum insured
  • The company will insure the driver in case of being detained in a criminal case due to having car accident