Type 1 car insurance

The total package with full coverage at the valuable price 

Type 1 car insurance coverage

Coverage for damage to the vehicle

  • Collision with another party
    • Limit of liability: According to sum insured
    • The Company will compensate for damages to the vehicle including equipment, additional accessories, and any fixture stick to the vehicle. This excludes damage caused by fire. A minimum amount of coverage is 50,000 baht (5,000 baht for motorcycle).
  • Collision without another party
    • Limit of liability: According to sum insured
    • The Company will compensate for damages similar to the collision with another party but the insured or the owner of the vehicle must pay an excess for those damages as negotiable. Most of excess is 1,000 baht per point.
  • Fire damage or theft
    • Limit of liability: According to sum insured
    • The Company will compensate for damages to the vehicle or some part of the vehicle including equipment, additional accessories, and any fixture stick to the vehicle which was damaged by fire (whether it was burned by the vehicle itself or burns by other reasons) or lost (caused by theft, robbery, gang robbery, embezzlement, etc.)
  • Damage by natural disaster
    • Limit of liability: According to sum insured
    • The Company will compensate when the vehicle or some part of the vehicle including equipment, additional accessories, and any fixture stick to the vehicle which is installed from the factory or dealer, and any add-on accessories that the insured has already informed to the Company which caused by wind storm, flood, earthquakes, and the danger of hail.

Third-Party liability coverage

  • Protection of bodily injury or loss of life to others
    • Limit of liability: up to 1,500,000 baht per person and up to 10,000,000 baht per accident
    • The Company will compensate for damages to third party which was injury or loss of life caused by an accident.
  • Protection for third party property damages
    • Limit of liability: up to 2,500,000 baht per accident
    • The Company will compensate for damages to third party property caused by an accident.

Additional coverage

  • Medical expenses
    • Limit of liability: According to sum insured
    • The Company will compensate for medical expenses, medical fees, surgical expenses, and actual hospital service expenses.
  • Personal accident coverage
    • Limit of liability: According to sum insured
    • The company will compensate for loss caused by bodily injury, loss of organs, disability, and loss of life from an accident for both the insured and passengers.
  • Bail bond coverage
    • Limit of liability: According to sum insured
    • The company will insure the driver in case of being detained in a criminal case due to having car accident

What are the repair plans?

Pocket offers 2 options for repairing your vehicle which is as follows:

  1. Dealer Garage
    For a few extra baht you can choose to repair your vehicle at the dealer garage in accordance with your car brand.  
     
  2. In-Network Garages
    You have an option of more than 1,800 In-Network Garages nationwide to send your vehicle for repairs.

Where can you buy the best type 1 car insurance?

At Pocket, we can give you the best advice about which policy to choose at a valuable price. You can save more on your car insurance while getting the full coverage as needed. Insurance can be fast and convenient as you’re in great hands!

  • Only pay for what you need
    • ​​​​A customized plan that meets your needs and helps you save money.
  • Nationwide qualified network of garages
    • Find a qualified repair service out of more than 1,800 in-network garages in Thailand.
  • 24 hr. Roadside Assistance Service
    • Enjoy complete peace of mind 24-hour emergency service.
  • Fully qualified insurance experts
    • Access customer friendly and convenient advice from our in-house advisors for all your car insurance related needs.

3 easy steps to get a type 1 car insurance quote with Pocket

  1. Get a car insurance quote online or call us 02-302-7788
  2. Fill in your vehicle information and customizes the plan to suit your needs
  3. Our experts will call you back soonest  

Q&A about type 1 car insurance

1. What does type 1 car insurance at Pocket cover?
  • You can get full coverage from type 1 car insurance. The Company will compensate for the damages from the collision with another party, without another party, fire damage or theft, and damage from the disaster. 
2. Do I need to make a pre-inspection before buying type 1 car insurance with Pocket?
  • Every case for type 1 car insurance with Pocket needs a pre-inspection.
3. Can I buy type 1 car insurance if my car is waiting for a claim or repair? 
  • Yes, you can but with some conditions. In case of a little damage to your car such as 2-3 scratches, the staff will do the remark damage which this remark damage can’t be repaired because it occurred previously. In case of heavy damage, the Company may refuse to do car insurance.
4. Does my Voluntary insurance include the Compulsory policy?
  • At Pocket, you can choose to buy only car insurance or buy car insurance with CMI.
5. Is there any special offer when buying type 1 car insurance with Pocket?
  • Free! 24-hour roadside assistance service
  • 0% instalment up to 6 months with credit card 

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