Collision with another party
Limit of liability: According to sum insured
The Company will compensate for damages to the vehicle including equipment, additional accessories, and any fixture stick to the vehicle. This excludes damage caused by fire. A minimum amount of coverage is 50,000 baht (5,000 baht for motorcycle).
Collision without another party
Limit of liability: According to sum insured
The Company will compensate for damages similar to the collision with another party but the insured or the owner of the vehicle must pay an excess for those damages as negotiable. Most of excess is 1,000 baht per point.
Fire damage or theft
Limit of liability: According to sum insured
The Company will compensate for damages to the vehicle or some part of the vehicle including equipment, additional accessories, and any fixture stick to the vehicle which was damaged by fire (whether it was burned by the vehicle itself or burned by other reasons) or lost (caused by theft, robbery, gang robbery, embezzlement, etc.)
Damage by natural disaster
Limit of liability: According to sum insured
The Company will compensate when the vehicle or some part of the vehicle including equipment, additional accessories, and any fixture stick to the vehicle which is installed from the factory or dealer, and any add-on accessories that the insured has already informed to the Company which caused by wind storm, flood, earthquakes, and the danger of hail.